The Credit Card Strategy Most Real Estate Investors Miss with Ross Alcorn

January 21, 2026 00:36:03
The Credit Card Strategy Most Real Estate Investors Miss with Ross Alcorn
The Short Term Show
The Credit Card Strategy Most Real Estate Investors Miss with Ross Alcorn

Jan 21 2026 | 00:36:03

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Show Notes

On this week's episode, Avery is joined by Ross Alcorn, founder of Itinerary Boss, to break down how real estate investors can use credit card strategy to turn everyday spend into serious travel rewards or bottom-line value. Ross shares how his background in sales, real estate investing, and trip planning led him to uncover powerful points strategies—from welcome bonuses to transferable currencies—that most investors completely overlook. They dive into common mistakes like underutilizing Amex points, paying vendors via ACH without earning rewards, and leaving massive value on the table when furnishing or renovating properties. This episode is a practical crash course on leveraging credit cards smarter to fund travel freedom without increasing spending.

How to connect with Ross:

https://www.instagram.com/itineraryboss 
https://www.linkedin.com/in/rossalcornru/ 
https://open.spotify.com/show/1mmMJ6z3JdEOUJKUjLh8bD?si=a0e79b04f3084e68

How to connect with Avery:

The Short Term Shop - https://theshorttermshop.com/
Short Term Shop Plus - stsplus.com
Follow Avery Carl on Instagram
Follow Avery Carl on TikTok
Join the Short Term Shop Facebook group
Check out the Short Term Shop on YouTube

 

For more information on how to get into short term rentals, read Avery’s books:

Smarter Short Term Rentals - Buy it on Amazon
Short-Term Rental, Long-Term Wealth: Your Guide to Analyzing, Buying, and Managing Vacation Properties Buy it on Amazon


Production done by Outlier Audio

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Episode Transcript

[00:00:05] Speaker A: Welcome to the Short Term Show. [00:00:08] Speaker B: The show about short term rentals and. [00:00:10] Speaker A: Long term wealth with real property owners hosting real properties who are crushing it in the vacation and short term rental space. And here's your host, Avery Carle. [00:00:29] Speaker C: Hey y'. [00:00:29] Speaker A: All. [00:00:29] Speaker C: Welcome back to another episode of the Short Term Show. Today we have Ross Alcorn. I, of course, am your host, Avery Carl, by the way. But switching it up from just purely short term rentals today, a subject that I've always found fascinating is is credit card tips and partnerships and all kinds of things. I don't even know because I know so little about this, but we've got Ross. He's the founder of Itinerary Boss and he is here today to talk to us a little bit about real estate and a lot about credit cards. How's it going, Ross? [00:00:58] Speaker A: I'm doing well, Avery. I appreciate you having me on. I know we got connected through Sean Moore. I went on his podcast so he said we would have a really good conversation. So excited to be here and hopefully provide a lot of value to your audience. You know, being a real estate investor myself, always like to share those tips for them. So, yeah, excited to be here. [00:01:19] Speaker C: Yeah, I'm really excited to have you on. I have a lot of questions, but first let's talk a little bit about real estate. So you're a real estate investor in the Charlotte area. Tell us a little bit about how you got into that. [00:01:31] Speaker A: Yeah, so I moved to Charlotte in 2019, bought my first townhome house hack, so lived there. It was three bed, two and a half bath. Lived there for about a year and a half, purchased then a piece of actually raw land down on Lake Wy, which if you're familiar with Charlotte, Lake Norman's about 30 minutes north, sometimes 20. Lake Wy is about 25 minutes south. So saw that Charlotte being a really growing market. Lake Norman is where mj, all the NASCAR drivers, people with a lot of money that already have a lot of that live. So I saw that as a more saturated market and Lake Wy saw as a great opportunity, bought some raw land there and then a year later bought a three bed, three and a half bath townhome that now we flipped into a medium. It's done really well on the medium term side. So we've stuck to that. But you know, that's done really well. And then we also bought a two bed, two bath condo in the university area, which is about 15 minutes north of Charlotte uptown. So that's a medium short term rental hybrid. And then Have a primary home that my wife and I just bought about almost two years now, which is kind of crazy. So yeah, we've loved the house hack method, you know, being able to stack that and then one is a investor property that we bought with an investment loan. But yeah, it's really like it. And love going to a lot of the networking events here locally in Charlotte and just continually learning, you know, best strategies in each different types of market and creative strategies. [00:03:09] Speaker C: Love that, love that you've got a little bit of everything all kind of local to you which is cool too. A lot of people don't have that, so really, really cool. Love that you're, you're doing all that. [00:03:20] Speaker B: Fear not saturation. When you are the cream of the crop, you will rise to the top. Come learn from me. The best in the business. Voted 19 time World's Greatest Landlord Luke Cash Flow [email protected] where you will learn to be the best in your field and the world's greatest landlord. We are teaching all the best practices in the world of vacation rentals and we would love for you to join [email protected] Now I'm going to jump right. [00:04:01] Speaker C: Into the, the credit card stuff because you we were chatting a little bit offline and now I have all kinds of questions. But first let's talk about Itinerary Boss and you know what we're gonna learn about today. [00:04:12] Speaker A: Yeah, yeah, for sure. So first, you know, in real estate, why this is nice is real estate plays a big part into this. So I started, I was in corporate sales as a medical device sales rep as well as a healthcare software sales rep for 10 plus years. And so I learned the ins and outs of the, you know, hotel, airline loyalty programs. At the same time I was planning group trips for all of our friends. We're going all over North America, annual snowboarding trips over to Europe. So all of that paired I started to learn the benefits and for a couple years I was the only, you know, smart one who was planning these trips getting all of the points. So I was getting rewarded. But with that when I started to invest in real estate, started to realize, you know, you can use this for some big expenses on, you know, for businesses, you know, if you're furnishing a personal home. And that then translated into I was getting the same questions, you know, I realized that, you know, vendors didn't sometimes take cards. So that's when I launched my travel company which is Itinerary Boss like you mentioned where you know, I help businesses and real Estate investors turn their everyday spend into luxury travel or sometimes bottom line profits because you're already spending that money. So a couple things that, you know, we've done with this, just to give some examples, we went on our honeymoon this past April, you know, saved over $19,000 in cash flying business and over the past year, just in bookings alone from credit card strategy, saved $50,000. And then, you know, we help clients just whether it's real estate developers, uncover rewards through ACH and then translate that into, you know, Aruba, St. Lucia, Ireland. And what I've found is a lot of people are really overwhelmed, busy, like you said, confused. So it's in which card to get. So that's really where I want to show people and help educate people on what's the right card foundation just to get started with. So then you can start to earn points and cover, you know, if you just have a couple flights that are over the holidays or if you're taking domestic trips, they don't have to be these crazy international business class seat trips unless that's what you want to do. But that's the power of, you know, using points and credit card tricks that I've found and I love sharing with, like I said, real estate investors specifically because you have a lot of spend and a lot of times it's not being capitalized on. Okay. [00:06:35] Speaker C: I have so many questions. So I think that my first one and the biggest one, I'm trying to think also what everybody else wants to hear their first question. What kind of card? Like what are your top five recommendations for the best cards to be able to utilize points in any capacity. [00:06:52] Speaker A: Yeah, so I don't want to just give specific cards just yet. I think the biggest foundational piece is having a card. That one fits your lifestyle and goals. So, right. If you're not traveling a lot, it may not make sense to get a travel right card with a big annual fee. Everyone goes to the Amex Platinum, so that may not make a lot of sense. First, it's what, what do you, what's your lifestyle? If you're traveling a lot, you know, that's first and foremost. You know, where are you at in that journey? If you're just getting started out, you're not probably not going to jump to the highest tiered car. You're probably going to start out with some of those. No annual fee, small annual fee. You know, if you're getting building up credit, you know, that's where then you're going to get some of the more annual fee Ones and then two transferable currencies. That's the name of the game. So your banks like Chase, American Express, Capital One, Citi, those can be transferred to airline partners, hotel partners. Think of, you know, American, you know, United, think of Hyatt Marriott, you know, that's where this becomes where they're valuable. So I think that's the first thing. And yeah, it depends on your lifestyle. So I don't want to say, hey, here's five different cards. You should go get the two that I use the most. And some of the most popular are going to be the Capital One Venture or Venture X because it earns two times the points uncapped on every expense. So if you want something very simple, that's a really good card. And then you have some of the more premier travel cards like the Chase Sapphire Preferred Reserve, you know, Amex Platinum. But again, it goes back to your lifestyle of are you traveling a lot where those high annual fees are going to make sense or do you just want something where you're a family, you spend a lot on groceries because that may be. You then could have an Amex Gold that earns four extra points. That's on the personal side. So I'll pause there because there's a lot more that goes into the business side. But again, if you're a real estate investor too, or you're buying a primary home, think about too, you're going to have big expenses that are coming up. You're going to have appliances, right? That if you're buying a home, you may have to maybe paying painters, you may be, you know, furnishing the property. So thinking through those things and earning a welcome bonus is always going to be key because that's where your points are going to stretch further. If you can get a 90,000, 100,000k welcome bonus and points that then can be Translated into those 3, 4, $5,000, you know, luxury business class seats. [00:09:26] Speaker C: Okay. So I mean I have an Amex Platinum for my business and some, some other Amex for my personal. So I guess let's talk about as a real estate investor who may be traveling some. But most real estate investors, I would say they're not traveling a ton for their real estate investing business, but they are using their credit card a lot to order things like sheets and towels and furniture and, and things like that. So I'd love to hear some tips as it relates to that. [00:10:02] Speaker A: Yeah, 100 and I don't, I want people to think too. A lot of the times people get into real estate, right? Because they want that freedom. Like everyone. Some people, most people I hear, hey, I, I left my job because I wanted that freedom. I wanted to run my own business. This is a lever that you can use to then fund personal travel. So don't even think of it as, you know, just business travel. Think of it as if you're going on multiple trips. You know, that's what our business and our personal points fund. Right. Are those personal trips. So not even just right, the business travel. So for the Amex Platinum, right off the bat, that's probably one of the biggest mistakes I see a lot of people make is it's that shiny card but it's only getting you 1x points on all the expenses you just mentioned. Right. That's a really good travel card. But if you're spending money on sheets, if you're spending money on software, if you're spending money on ads, there's other good cards and it depends on how many cards you want. Right? So I think that's the first thing like I had mentioned. If you just want one simple card that gets you 2x uncapped, the capital One Venture X is great if you want to start to, you know, if you have shipping or if you have ads, you know, there's others like the Chase Inc. Business Preferred and then you also have the Amex Gold which is going to get you 4x on software, on ads up to 150k. And then there's the reserve that just came out. If you're running a ton of money on ads, if you're doing a lot of content, Chase Sapphire Business reserve is really good. [00:11:38] Speaker C: Okay, so what makes that one a really good one for a lot of content and ads, it's uncapped. [00:11:45] Speaker A: So how I mentioned the Amex Gold is up to 150k per year. 4x that Chase Sapphire Reserve after, if you're running over 150k, that's completely uncapped. So if you run, I have a client who runs, they spend 225 grand a month in ads. Right. They are uncapped up to that's $2.53 million in ads per year. They are right uncapped on that. There is one thing with Chase that they do have credit lines or credit limits. So like, you know, you may get a hundred thousand dollar credit limit. Some of the Amex, you know, the Capital One, they have what we call no preset spending charge cards which a lot of people in the investor and developer space use because. Right. If they have, you know, $100,000 $200,000 expenses a month. They don't have to worry about running into those credit limits. [00:12:43] Speaker C: Okay, that makes sense. Tell me if I'm, I'm a real estate investor, I've got a property. What is, what's my mix of things that I'm doing just, just as a real estate investor, not necessarily running a ton of ads, but just the, the buying of things for the property and, and all that. [00:13:04] Speaker A: Yeah. So there's cards that give you, you know, 3 to 5x on supplies, on shipping. So those are, those are good ones to have. I like, like you mentioned, you're buying sheets but if you want something that's very simple, again it's, it goes down to the, the person you can get that 2x card that's uncapped and capital 1 miles are great but I think it's again, it's thinking about welcome bonuses. So like for you, Avery, for example, you know, if you have 250plus doors and I don't know how you have it structured, but if each of those, if you're opening up a new LLC for each of those, you can go get a new card for each llc, which when that, which then gets you a welcome bonus. Which you know, for a business card you're looking at 75 to sometimes 150, 200K. Like even if you don't have massive expenses on the short term rental side for your software, for your, you know, your upkeep each month, even if they're not, you know, tens of thousands of dollars, that's still a great way to earn points from those specific properties and get that welcome bonus. And a lot of the times too, what I see and when I talk to people, they'll come to me and say, oh man, I wish I talked to you prior because I just did a rent, I just did this, I just did this at the beginning of a property and had to furnish it, had to do this and we spent tens of thousands of dollars and we just used it, you know, via ach debit or use this incorrect card and they didn't get a welcome bonus. So like that's the biggest thing if you're, if you're going into these properties, you know, having that plan, thinking through that is going to be very key and then also thinking through too vendors. Right. Who may not take card. There's a whole nother strategy there. Where, that's where I see because, because, and this is why one of the biggest things that I'm very passionate about, that's where I See a lot of people missing out on rewards because I've seen developers, people paying ACH because of the credit card fee or because of the vendor, you know, not taking card, who's doing the rehab where they miss out on a significant amount of points or just even a welcome bonus. So that's another thing and another layer to think about. [00:15:15] Speaker C: Interesting. Okay, what am I not asking that you feel like our listeners as real estate investors would really benefit from hearing? Because I feel like I don't know enough about the, the point stacking and things to really be able to ask great questions here. So steer me in the right direction. [00:15:33] Speaker A: Yeah, so I think that what I want to touch on too is I think sharing that piece for investors is key. Is that credit card fee because. Right, and I'll just use an example. When we had someone paint our house, you know, let's say it was five, $10,000, they don't take card. Well, if I know that going into this property and I go get a card that is going to earn me 2x points and I'm paying a 3%, 2.9% fee, they're soft, you know, and you're able to do that on the back end. There are softwares that we recommend that I use that can allow you to earn those points and you're going to get a welcome bonus. And if you redeem that for more than just a statement credit, which is your balance within the portal on the back end, that fee is going to make sense even if you're not just earning a welcome bonus on that card, if that, if that makes sense. Because if you like to travel because you're going to be earning that, you're getting rewarded and it's a way not to earn. Right, Just paying them by check. I mean we have clients who were missing developer clients, other clients who are missing out on hundreds of thousands of dollars a month because they were doing ach. And that's just another unlock from a business tax perspective. That's a tax write off. You know, if it's a, if it's your real estate, property, investor property and also you're getting additional float and two, if you want zero percent interest with that card and you don't want to have to bring that cash and you're able to get, let's just say another 15, 20 grand, that's just another lever you can pull that we always pull. It's just think of about a startup cost for a business. You're just getting 0% interest instead of other higher rates that you would have. [00:17:21] Speaker B: If you're looking to buy a beach house, a lake house, a mountain house, a vacation house, a short term rental, a vacation rental, a second home, please contact your friends at the Short term Shop. We are a family owned business and we operate in all of the best vacation rental markets in America including the Great Smoky Mountains, the Emerald coast with Destin, Panama City Beach, Orlando, Florida, the Disney Market, Gulf Shores, Blue Ridge, Outer Banks, Carolina Beach, Western North Carolina, Scottsdale, Arizona, Broken Bow, Oklahoma. The list goes on. We are the best in the biz and we want to earn your trust. Please contact [email protected] Shortterm Shop plus has live and recorded sessions on the following topics. Creating compelling listings marketing your STR property, setting up a new listing managing from a distance finding and acquiring your first or next STR live revenue management audits with the pros analyzing an STR for gross revenue. All of this and much, much more is now available at your fingertips with Short Term Shop Plus. Everything you need to know to have success in the world of vacation homes and STR. Please join us at stsconsultation.com that's stsplus.com or stsconsultation.com to learn from more. [00:19:14] Speaker C: And so when you go, when you're earning all these points, let's say you're not a traveler. So for me, I love traveling. I'm redeeming my points for taking my family on a vacation. But what about people who are like, I don't really like to go anywhere. I like to stay home and be a homebody and, and drink my coffee and watch some movies. So what kind of things? What would be the next best or best in quotes thing that they can spend these points on? [00:19:45] Speaker A: I mean, honestly, probably not listening to me. I would, I would say from a, from like a podcast, like my whole thing is travel. So like, I think, you know, there's people who speak to cash back. There's a ton of great ways to leverage cash back. There's great cash back cards out there. So I'd say getting a simple cash back card is great because that's very simple. My thought process is get outside your comfort zone. Go travel. That's why I created my business, right? I wouldn't have become a real estate investor, created this business, be talking to this on the show if I didn't start planning those trips and leave corporate America because it unlocks some things that you honestly don't see a lot when you don't leave right where you're, where you're From. So that's kind of my thought process. But there's great cash back cards for that. That, that would be my suggestion because then you're, then you're earning points and you're doing things that, you know, it's more, it's going to be a little bit more work that it's just get something that's very simple that's going to earn you 2, sometimes 3% cash back. [00:20:51] Speaker C: Okay. Tell me some other, tell me some other tips we haven't talked about when it comes to using credit cards. [00:20:58] Speaker A: Yeah. Let me ask you, so with your, so you mentioned that you like take your family on vacations. You have the Amex Platinum. Like how do you, when you go through and you use those points for vacations, how do you currently redeem them? [00:21:11] Speaker C: So typically what I do, and I am just a novice at this, I use them to, for flights, Delta flights and nice hotels is what I use them for. [00:21:21] Speaker A: Okay, so Delta flights, meaning you transfer your Amex points to Delta or tell me a little bit more. [00:21:29] Speaker C: Yeah, I would transfer for them or book. Typically what I do is I book through the Amex Travel portal on, on amex.com. [00:21:38] Speaker A: Okay. And then same thing for hotels. You're just, you're not transferring those over to like a Marriott or Hilton just through the Amex portal. [00:21:45] Speaker C: Right? [00:21:46] Speaker A: Okay. Okay. So that's for, that's one of the ways that you're getting like minimal roi. Okay. So that's so on those, right. If you're doing it for statement credits, paying yourself back. Right. Booking through the portal, only getting 0.7 to $0.01 per point, which is what we, you know, that's how in the points world you kind of look at redeeming things. It's very simple. If you're earning a ton of points and you don't want to have to go through figuring out, hey, I want to transfer these to these partners, it's totally fine. Again, it goes back to what's important to you. But how you stretch those points further. Like for example, some of the numbers that I threw out on the beginning, you know, renovating a property, getting 100k Chase welcome bonus that translated into a $5,600 business class seat over to Thailand. Right. Like getting those, that's when you transfer those. So and that's why going back to what I said on the front end of having transferable points, currencies of Chase Capital One, Amex, Citi, that's where you're able to then utilize those Amex points like you could transfer Those to different airlines where Delta. And this is a trap. I saw when I was a sales rep people would fly Delta status. When you're flying Delta, you're paying. There's other partners where you can get deals using your Amex points for five, six times more value than what you're doing. Yeah. On Delta. And I'm happy to share. Yeah, like flying blue. [00:23:19] Speaker C: I'm a pretty, pretty hard Delta Stan. But tell me. [00:23:24] Speaker A: Yeah, no, no, Delta's a great airline. That's why I said again, it's like what, what do you value the most if you're not, you know, if you're traveling once a year, like hey, I just want Delta 1, I'm good. Like that's perfectly fine. But if you want to stretch your points further, that's where Amex can transfer to places like Virgin that give you, you know, you can find a business class Virgin seat sometimes from, you know, JFK to London for 25,000AmEx points. Right. Lie down flat seats, which sometimes you're paying more than that on Delta. What, what's that? [00:23:55] Speaker C: The, the lay down flat seats on a long flight. Got to have them. [00:23:58] Speaker A: Yeah, exactly. So like those are some of the strategies too. Like if you're spending a lot to Chase and Hyatt, like we're going to Vail in what, March of next year, we're spending 35,000 chase points a night and we're staying at a thirteen hundred dollar a night hotel and Vail, like that's where those stretch further. If I were to redeem that through the portal, that'd be $350. So I'm getting that 3, 4x times the value. Yeah. So that's where the value. Same, same thing. [00:24:28] Speaker C: So instead of booking through the portal, how, how does one, because I don't know, how does one take their points and transfer them to like a hotel group? I guess you're staying at like a, a big branded hotel or like. [00:24:41] Speaker A: Yeah, yeah. So they have, there's Marriott. So Amex. So right now like Merit Amex as a recording, this Amex has transfer bonuses to Marriott. They transfer to Wright Hilton so you can use those there. And there's things. Transfer bonus. Let me take a step back. So let's just say in the month of December there's a 50% transfer bonus to Marriott from American Express. You can get 50% more value from your points transferring them to Marriott if that, if that's clear. And then something similar for Virgin right now that's going on till the end of the month. Like, if you like flying Delta, you're getting 40% more value of your points that you're transferring to Virgin with American on top of the flights are probably going to be four or five times less the cost. [00:25:35] Speaker C: So how does one. Like, where do I find this on my account? If I'm in here and I'm like, okay, I've got 2 million AmEx points and that I have not redeemed and I want to go, I want to take my family to Disneyland Paris for spring break and I want to not just book through the portal because I want to get the most value that I can. How do I even find these things to know? Oh, well, if I transfer to points to Virgin and then transfer points to Marriott, book a Marriott hotel in Paris, how do I find these things? What website or what part of your account do you find these things on? [00:26:09] Speaker A: The good news is they're right there. They're. They're in the portal. So you don't. Yes. You don't have to go to some random website. I don't have the website right in front of me. But if you go in, let me pull this up while we're live, I'm. [00:26:25] Speaker C: I'm opening mine up too. [00:26:27] Speaker A: This makes it easy. I don't want to steer anyone wrong, but you would go really into rewards and benefits and it should pop down like in Chase, you'll go into. And it usually just says transfer, transfer rewards to partners. And it's very easy to. And I can send you over too, if we can't do this live. [00:26:47] Speaker C: I've got redeem for rewards, use points to cover charges, transfer points, transfer membership reward points to participating hotel and airline partners. Delta, Hilton View, all partners. What all we have. [00:27:01] Speaker A: Okay, you just saved thousands of dollars. [00:27:06] Speaker C: I had no idea. [00:27:07] Speaker A: There you go. [00:27:08] Speaker C: Oh, and there's like everything in here, like so many things. Every single airline, Hilton, Marriott. Cool. Well, I didn't even know that was in there. [00:27:18] Speaker A: So I got five to 10 times your ROI in 25 minutes of a conversation. [00:27:23] Speaker C: Love it. And Virgin is through. That's partnered with American. [00:27:27] Speaker A: Virgin is partnered with Delta. So if you like Delta, if you ever want to say, hey, you know what we want to fly over to, they have some really good deals sometimes of upper business class where, like I mentioned, with some of those transfer bonuses, like one that's going on now till the end of the month, you could find, you know, a potential lie flat seat. I don't know if people have already booked it, but in the past there's been where you can find a lie flat seat for 25 000Amex points. Which is crazy. It's. Yeah, sometimes that's domestic economy for what a lot of people are paying for. [00:28:04] Speaker C: Okay, well what now? Okay, so now you've opened up a whole new world of spring break for me that I'm going to do after this, after this call's over. So that was a pretty great hack. Are there any other. Before we move on towards the. The last three questions of the show. Any other like crazy that. Because to me that was like a crazy hack. But I also know nothing about airline points or, or I didn't see. I didn't even say AMEX points. I said airline points. So are there any other like not to be missed points hacks that you can drop on us today? [00:28:41] Speaker A: I think that's, that's the biggest one. I don't want to overwhelm the audience by saying hey, here's the full playbook that I've gathered for 10 years because right. People will. Credit cards are overwhelming. Like I mentioned on the front end, I think it's get the right foundation in place, you know, know what's important to you. Having transferable currency cards. Also doing a credit card mapping of what do you have coming up. Are you going. You mentioned Disney, you mentioned going on spring break like planning those out while in advance. And if you have a big short term rental or property you're purchasing or you have expenses seeing what card matches best with one of those that I mentioned. And we have a full breakdown too on our website that makes it super simple where you can go find those. But that would be really that first framework of just getting you started and then for investors that 3% fee if you like to travel, look at that as a next level game changer. Because I made that mistake when I started and that's the whole reason I got really passionate about it is I had people who I couldn't pay for cards. I was paying right. Five $10,000 checks that I wasn't getting rewarded on. And once I realized hey there's a, there's a service and software that, that you can use to earn and there's benefits as well. That's another thing. So that's, that's big. And I know we talked about this on the mortgages side, on the BILT side and for exp specifically but you know, in on February 7th, Bilt is launching a new card where you can earn points on your mortgage which is going to be huge because built points are very, very valuable. Being Able to use them with great partners like Hyatt as well as United and some other like, they're. Them and Chase are probably the two most valuable points in my eyes. [00:30:32] Speaker C: So I've, I've honestly never heard of Built. Is that just another credit card? [00:30:37] Speaker A: Yeah, so they are a card that they launched in 20, 20, 21. I had already bought my properties before then. So you can actually pay your rent through Built and earn points on your rent. So yeah, so I have tenants who pay me. So they pay Built. I get a check from Built. They earn X amount of. They earn $1 per point or 1 point per dollar on their rent. So then you can use that. So there's many other strategies that come with Bilt. I'm not going to overwhelm the audience. I talk about some of those on my podcast. But that's another good thing that I'm really excited about. And we have some content solely based around that because, yeah, that's, that's probably the biggest exciting thing in the point space for me over the past few years. Okay. [00:31:29] Speaker C: Yeah, that is very cool to be able to, to do that with your rent. Cool. So let's get on to the last three questions of the show. We ask these three questions to everybody that comes on the show. Kind of a lightning round, so to speak. So first question, these are all real estate related or two of the three are real estate related. By the way, put your, your real estate hat on. So what advice would you give 20 year old Ross? Well, this one doesn't have to be real estate. If you knew then what, you know. [00:31:56] Speaker A: Now I'll do real estate. I would say take action, which I have. And the reason I say that is I grew up in more of a stock investing household where real estate wasn't on the forefront. So by taking action, I was able to actually listen to other people who had done real estate and learn a lot through that. So I think it's just taking action. I wish I took action earlier and, you know, didn't, didn't overanalyze a lot of things. But the good thing is, is that helped me in the long term. But yeah, I think if you're 20 years old, it's always just taking action. You'll, you'll figure it out, things will fall into place and you'll learn. Worst case, if you fail, you learn a lot along the way. [00:32:42] Speaker C: All right, great answer. Second question. What advice would you give a new real estate investor who's getting started today? [00:32:50] Speaker A: Oh, man, can I use the same one as the first, No, I, I think it's understand what's important to you. You know, don't chase the latest trends. Shiny object syndrome. Because there's so many ways money, you know, you can do, you know, short term, you can do medium term, you can go flip land, you can go, you know, there's. There's so many different ways. But think about what's important to you, right? Like what, what type of lifestyle do you want to live, too? Like, do you want it to be long term? Do you want it to be short term? You know, and also, if you're listening to this podcast, you're obviously listening to experts like Avery. Like, also listen to podcasts that are going to help. I think that's very important. And then from there it's, you know, network with other again, taking action. I think that all folds into that. [00:33:44] Speaker C: Another great answer. And last, what is your favorite book that's impacted your mindset? [00:33:52] Speaker A: I got to go. Shoe Dog by Phil Knight. Yes, the Nike one. Yeah, there's a couple others that I love, but, like, buy back your time was huge. More from a business standpoint. But I think Shoe Dog just hits home. As you can see, I got a Jordan jersey behind me, big Nike guy. So, I mean, that just folds into every grind. If you think that you're having it tough, think about if you read that book and if you haven't, go check it out. Think about what Phil Knight had to do to become Nike. And just everything that they went through, it just shows. Like, if you show up, if you take action, and everyone loves, you know, a lot of people like Nike, if you grew up with that sports, it just kind of combines that. So that's why. And it. I read that when I was like, early 20s. So it kept me going in the sales and the entrepreneur and business owner route. [00:34:42] Speaker C: All right, love that. And very last, if our listeners want to learn more about you or Itinerary Boss, how can they do that? Where can they find you? Where can they follow you? [00:34:52] Speaker A: Yeah, so it's simple. It's itinerary boss.com. all our socials are itinerary Boss. And then we have a podcast that you'll be able to find. And that's exactly, you know, what we share with expert guests and myself talking through a lot of these different strategies. And then if you want a free resource, if you're like, hey, this all sounds good, but I'm still overwhelmed, we have a free. It's called your five step road map to your next free luxury vacation. And the one car that gets you there. So we have that linked on our website and that gets you started. And, yeah, I really appreciate you having me on the show and happy to chat with anyone on the real estate side. You can tell I'm passionate about this and points. So hopefully you got a lot of value out of this. [00:35:35] Speaker C: Yeah. Awesome. Well, thank you again so much for coming on. I definitely learned something. [00:35:40] Speaker A: Good, good. [00:35:42] Speaker C: All right, thank you so much. And, guys, we'll catch you next week.

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